Gosi contribution rates: Saudi Employment Cost Floor
The Saudi Employment Cost Floor carries 33 published figures read from 9 sources' own pages; the 11 published figures given without a breakdown run from 11.75 to 12.75 percent, read 7 November 2026.
- 121 to 3
- 3 to 5
- 5 to 7
- 7 to 9
- 59 to 11
- 1611 to 13
Bands
| Bucket | Value |
|---|---|
| 1 to 3 | 12 figures |
| 3 to 5 | 0 figures |
| 5 to 7 | 0 figures |
| 7 to 9 | 0 figures |
| 9 to 11 | 5 figures |
| 11 to 13 | 16 figures |
9 of the 21 named sources read in full publish a figure; 12 publish none, read 7 November 2026.
By nationality and registration cohort and contribution branch and time
| Breakdown | Median | Range | Sources |
|---|---|---|---|
| nationality expatriate | 2 % | 2 to 2 % | 4 |
| nationality saudi (existing system, registered before 3 Jul 2024) | 11.75 % | 11.75 to 11.75 % | 1 |
| nationality saudi | 11.75 % | 11.75 to 11.75 % | 1 |
| registration cohort new system (registered from 3 Jul 2024), from July 2026 | 12.75 % | 12.75 to 12.75 % | 1 |
| registration cohort before 3 July 2024 (annuity, per side) | 9 % | 9 to 9 % | 1 |
| registration cohort on or after 3 July 2024 (annuity per side, from 1 July 2026) | 10 % | 10 to 10 % | 1 |
| registration cohort after 3 July 2024 | 10 % | 10 to 10 % | 1 |
| contribution branch unemployment insurance (SANED) | 0.75 % | 0.75 to 0.75 % | 2 |
| contribution branch end-of-service accrual (years 1-5, days per year) | 15 day | 15 to 15 day | 1 |
| contribution branch end-of-service | 15 day | 15 to 15 day | 1 |
| contribution branch occupational hazards | 2 % | 2 to 2 % | 2 |
| contribution branch occupational hazards (employer only) | 2 % | 2 to 2 % | 1 |
| contribution branch SANED (unemployment, per side) | 0.75 % | 0.75 to 0.75 % | 1 |
| contribution branch employee share | 9.75 % | 9.75 to 9.75 % | 1 |
| contribution branch pensions | 9 % | 9 to 9 % | 1 |
| contribution branch SANED | 0.75 % | 0.75 to 0.75 % | 1 |
| time from July 2026 (new-system Saudi, employer) | 12.75 % | 12.75 to 12.75 % | 1 |
| time from July 2026 | 12.75 % | 12.75 to 12.75 % | 1 |
Every figure, with its source
One row per published figure: the figure as the source's own page publishes it, the page, and the day it was read. A figure that is not on a page we read is not on this one.
The sentence each figure was read from (35)
- Saudi Arabia Employer Cost Breakdown 2026 | GOSI, EOSG | teamed., read 2026-11-07:
On employer-initiated termination, the rate is 15 days of wage per completed year for the first five years.
- Saudi Arabia Employer Cost Breakdown 2026 | GOSI, EOSG | teamed., read 2026-11-07:
But 11.75% GOSI on Saudi nationals and 15 days of wage per year in EOSG accruing from day one.
- The July 2026 GOSI Rate Increase: Mandatory Saudi Payroll Rules, Saudi Compliance Institute, read 2026-11-07:
Employer contribution at 12.75%
- Saudi Arabia Employer Cost Breakdown 2026 | GOSI, EOSG | teamed., read 2026-11-07:
From July 2026 it rises to 12.75% as part of an annual uplift schedule.
- The July 2026 GOSI Rate Increase: Mandatory Saudi Payroll Rules, Saudi Compliance Institute, read 2026-11-07:
For new-system Saudi employees, payroll updates report that the combined contribution rate increases to 23.5%, split as 10.75% employee and 12.75% employer from July 2026.
- The July 2026 GOSI Rate Increase: Mandatory Saudi Payroll Rules, Saudi Compliance Institute, read 2026-11-07:
Assume a new-system Saudi employee has: Component Basic salary SAR 16,000 Housing allowance SAR 4,000 GOSI base SAR 20,000 Before the July 2026 increase, if the employee portion is 10.25% and the employer portion is 12.25%: Employee deduction SAR 2,050 Employer contribution SAR 2,450 Combined SAR 4,500 From July 2026, using 10.75% and 12.75%: Employee deduction SAR 2,150
- GOSI & WPS Compliance Saudi Arabia: Payroll Guide 2026 | Infura Group, read 2026-11-07:
As of February 2026, the total contribution rate is 22.5% (employer 12.25% + employee 10.25%), allocated as follows: retirement pensions 9.5% employer + 9.5% employee = 19%, occupational hazards 2% employer, and unemployment insurance 0.75% employer + 0.75% employee = 1.5%.
- Hire Employees in Saudi Arabia, EOR & Payroll | Deel, read 2026-11-07:
12.25% of the employee's basic pay and housing allowance, capped at SAR 45,000 per month, for employees who entered the job market after July 3, 2024
- GOSI Contribution Rates in Saudi Arabia 2026 | Snad, read 2026-11-07:
Breakdown of the 11.85% employer share for Saudis - 9% to the pensions (retirement) branch - 2% to the occupational hazards branch - 0.85% to the unemployment insurance branch (SANED)
- Free GOSI Calculator KSA | Calculate Contributions | ZenHR, read 2026-11-07:
What are the GOSI contribution rates in 2025? For Saudi nationals hired before July 3, 2024 (System A): employees contribute 9.75% and employers contribute 11.75% of insurable salary.
- Saudi Arabia Payroll: 2026 Guide, read 2026-11-07:
The main statutory cost is the General Organization for Social Insurance (GOSI) contribution, which applies differently by nationality: An employer pays 11.75% for a Saudi national and 2% for an expatriate employee, on basic salary plus housing allowance up to SAR 45,000 per month. Saudi nationals contribute 9.75%, while expatriate employees contribute nothing.
- Saudi Arabia Employer Cost Breakdown 2026 | GOSI, EOSG | teamed., read 2026-11-07:
GOSI for Saudi national employees costs the employer 11.75% of the contributory wage.
- Saudi GOSI Rates 2026 | Employee & Employer, read 2026-11-07:
Total (Saudi, pre-3 Jul 2024) 11.75% 9.75% - -
- GOSI Contributions in Saudi Arabia: 2026 Rates, Rules & Compliance Guide | Mercans, read 2026-11-07:
For Saudi nationals registered before 3 July 2024, the combined GOSI rate stays at 21.5 percent (employer 11.75 percent and employee 9.75 percent).
- Saudi Arabia Employer Cost Breakdown 2026 | GOSI, EOSG | teamed., read 2026-11-07:
For Saudi national employees on the existing registration system: employer rate 11.75% (9% pension + 2% occupational hazards + 0.75% SANED unemployment).
- Saudi Arabia Employer Cost Breakdown 2026 | GOSI, EOSG | teamed., read 2026-11-07:
Hiring a Saudi national rather than an expatriate adds 11.75% GOSI instead of 2%.
- GOSI Contributions in Saudi Arabia: 2026 Rates, Rules & Compliance Guide | Mercans, read 2026-11-07:
unchanged at a combined 21.5 percent: Employee share: 9.75 percent (9 percent pension + 0.75 percent SANED) Employer share: 11.75 percent (9 percent pension + 2 percent occupational hazards + 0.75 percent SANED) New System (employees registered on or after 3 July 2024) Saudi nationals enrolled under the New Social Insurance Law are subject to a phased contribution increase that runs through 2028.
- GOSI Contribution Rates in Saudi Arabia 2026 | Snad, read 2026-11-07:
Employer share: 11.75% of the contributory wage (paid by the employer)
- Saudi GOSI Rates 2026 | Employee & Employer, read 2026-11-07:
Members registered before 3 July 2024 stay on the fixed annuity rate of 9% per side. Members registered on or after 3 July 2024 follow a phased annuity that steps up 0.5% every July: it reached 10% per side on 1 July 2026 and continues rising to 11% per side by 2028.
- GOSI Contribution Rates in Saudi Arabia 2026 | Snad, read 2026-11-07:
Anyone who starts work from that date with no earlier contribution periods falls under the new law: the pensions branch is 9% on each side in the first year, then rises half a point a year up to 11% (the first increase was on 1 July 2025, so it is 10% on each side from 1 July 2026).
- GOSI Contribution Rates in Saudi Arabia 2026 | Snad, read 2026-11-07:
Employee share: 9.75% of the contributory wage (deducted from their salary)
- Saudi GOSI Rates 2026 | Employee & Employer, read 2026-11-07:
Members registered before 3 July 2024 stay on the fixed annuity rate of 9% per side.
- GOSI Contribution Rates in Saudi Arabia 2026 | Snad, read 2026-11-07:
9% to the pensions (retirement) branch
- Free GOSI Calculator KSA | Calculate Contributions | ZenHR, read 2026-11-07:
Saudi — System B (hired on/after 3 Jul 2024) 9.75% ↑ 11.75% ↑ 21.5% ↑ Annuity increases +0.5%/yr each July, reaching full rates in Jul 2028 Expat (non-Saudi) 0% 2% 2% Occupational Hazard only — no Annuity or SANED
- Saudi Arabia Employer Cost Breakdown 2026 | GOSI, EOSG | teamed., read 2026-11-07:
For expatriate employees: employer rate 2% (occupational hazards only).
- Saudi Arabia Payroll: 2026 Guide, read 2026-11-07:
Employer pays 2% for occupational hazard (this is not social insurance, and expats aren't covered for pension or SANED)
- Saudi GOSI Rates 2026 | Employee & Employer, read 2026-11-07:
Saudi employee, OHRH (employer 2%)
- Saudi GOSI Rates 2026 | Employee & Employer, read 2026-11-07:
SANED (0.75% per side) and OHRH (2%, employer only) are identical on both tracks, so the whole rate difference sits in the annuity branch.
- GOSI Contribution Rates in Saudi Arabia 2026 | Snad, read 2026-11-07:
The rates: - Pensions branch: 18% (9% employee + 9% employer) - Occupational hazards branch: 2% (paid by the employer alone) - Unemployment insurance branch (SANED): 1.6% (0.75% employee + 0.85% employer) - Total: 21.6% Category 2: Non-Saudi nationals (residents) Occupational hazards branch only: 2% (paid by the employer) Total: 2% Category 3: Public-sector employees
- GOSI Contribution Rates in Saudi Arabia 2026 | Snad, read 2026-11-07:
Employer share: 2% of the contributory wage (occupational hazards branch only)
- GOSI Contribution Rates in Saudi Arabia 2026 | Snad, read 2026-11-07:
2% to the occupational hazards branch
- Saudi Arabia Employer Cost Breakdown 2026 | GOSI, EOSG | teamed., read 2026-11-07:
Both employer and employee contribute 0.75% each toward SANED as part of the overall GOSI rate.
- Saudi GOSI Rates 2026 | Employee & Employer, read 2026-11-07:
Saudi employee, SANED (employer 0.75%)
- The July 2026 GOSI Rate Increase: Mandatory Saudi Payroll Rules, Saudi Compliance Institute, read 2026-11-07:
GOSI states that the rate is 0.75% on the employer and 0.75% on the contributor.
- GOSI Contribution Rates in Saudi Arabia 2026 | Snad, read 2026-11-07:
0.75% to the unemployment insurance branch (SANED)
Read in full, publishes no figure
12 named sources were read in full on the dates shown and print no usable figure. They are counted, never filled in.
- Services | Ministry of Human Resources and Social Development, read 2026-11-07: read in full and no accepted figure on the page
- المؤسسة العامة للتأمينات الاجتماعية, read 2026-10-24: read in full and no accepted figure on the page
- المؤسسة العامة للتأمينات الاجتماعية, read 2026-10-10: read in full and no accepted figure on the page
- المؤسسة العامة للتأمينات الاجتماعية, read 2026-11-07: read in full and no accepted figure on the page
- Cost of Hiring Workers KSA 2026. Complete Breakdown, read 2026-09-12: every candidate on the page was refused
- How Much Does It Cost to Hire an Employee in Saudi Arabia? | Borderless AI, read 2026-11-07: every candidate on the page was refused
- Invest Riyadh (FDI guide), read 2026-09-12: every candidate on the page was refused
- Saudization & Nitaqat 2026: The Complete Guide for Foreign Investors in Saudi Arabia | Motaded, read 2026-11-07: every candidate on the page was refused
- Saudization (Nitaqat) 2026 Update: Sector Quotas and Compliance, read 2026-09-12: every candidate on the page was refused
- Saudization (Nitaqat) Requirements in Saudi Arabia | Analytix, read 2026-10-24: every candidate on the page was refused
- Saudization (Nitaqat): 2026 Quotas, Bands, Compliance Rules & Penalties | Mercans, read 2026-11-07: every candidate on the page was refused
- Saudization Requirements | Setup in Saudi, read 2026-10-24: every candidate on the page was refused
Methodology
Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2).
9 of the 21 named sources that could be read published a usable figure; 12 published none and are recorded as not published, never filled in; 0 could not be read (blocked, dead or unreachable) and count nowhere.
The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source for each breakdown it prices, in % (a source's median where its page yielded several accepted sentences for one breakdown), so a page that gives figures for several breakdowns gives one for each and N counts 30 figures, never sentences; 487 candidate sentence(s) were refused by a reviewer with the reason recorded.
The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): the employer's monthly floor per head, computed from the statutory rates rather than quoted as a range: GOSI at the employer rate for a Saudi national against the 2% occupational-hazards rate for an expatriate, both against the SAR 45,000 contributable-wage ceiling, plus the work-permit levy, the iqama and the entry visa, plus the end-of-service accrual - and beside it the SAUDIZATION THRESHOLD EFFECT, which is the derivation the payroll guides never make: the minimum monthly wage at which a Saudi hire counts toward the Nitaqat band (SAR 4,000 generally, higher by profession), so the true cost of a compliant hire is the threshold wage plus contributions, not the market wage
487 candidate sentences on these pages were refused by a reviewer; each refusal and its reason is recorded in the review ledger.
Sources (21)
- Services | Ministry of Human Resources and Social Development(the publisher's own terms; quoted for reporting and comment)
- المؤسسة العامة للتأمينات الاجتماعية(the publisher's own terms; quoted for reporting and comment)
- المؤسسة العامة للتأمينات الاجتماعية(the publisher's own terms; quoted for reporting and comment)
- المؤسسة العامة للتأمينات الاجتماعية(the publisher's own terms; quoted for reporting and comment)
- Cost of Hiring Workers KSA 2026. Complete Breakdown(the publisher's own terms; quoted for reporting and comment)
- Free GOSI Calculator KSA | Calculate Contributions | ZenHR(the publisher's own terms; quoted for reporting and comment)
- GOSI & WPS Compliance Saudi Arabia: Payroll Guide 2026 | Infura Group(the publisher's own terms; quoted for reporting and comment)
- GOSI Contribution Rates in Saudi Arabia 2026 | Snad(the publisher's own terms; quoted for reporting and comment)
- GOSI Contributions in Saudi Arabia: 2026 Rates, Rules & Compliance Guide | Mercans(the publisher's own terms; quoted for reporting and comment)
- Hire Employees in Saudi Arabia, EOR & Payroll | Deel(the publisher's own terms; quoted for reporting and comment)
- How Much Does It Cost to Hire an Employee in Saudi Arabia? | Borderless AI(the publisher's own terms; quoted for reporting and comment)
- Invest Riyadh (FDI guide)(the publisher's own terms; quoted for reporting and comment)
- Saudi Arabia Employer Cost Breakdown 2026 | GOSI, EOSG | teamed.(the publisher's own terms; quoted for reporting and comment)
- Saudi Arabia Payroll: 2026 Guide(the publisher's own terms; quoted for reporting and comment)
- Saudi GOSI Rates 2026 | Employee & Employer(the publisher's own terms; quoted for reporting and comment)
- Saudization & Nitaqat 2026: The Complete Guide for Foreign Investors in Saudi Arabia | Motaded(the publisher's own terms; quoted for reporting and comment)
- Saudization (Nitaqat) 2026 Update: Sector Quotas and Compliance(the publisher's own terms; quoted for reporting and comment)
- Saudization (Nitaqat) Requirements in Saudi Arabia | Analytix(the publisher's own terms; quoted for reporting and comment)
- Saudization (Nitaqat): 2026 Quotas, Bands, Compliance Rules & Penalties | Mercans(the publisher's own terms; quoted for reporting and comment)
- Saudization Requirements | Setup in Saudi(the publisher's own terms; quoted for reporting and comment)
- The July 2026 GOSI Rate Increase: Mandatory Saudi Payroll Rules, Saudi Compliance Institute(the publisher's own terms; quoted for reporting and comment)
Cite or embed this figure
The Saudi Employment Cost Floor carries 33 published figures read from 9 sources' own pages; the 11 published figures given without a breakdown run from 11.75 to 12.75 percent, read 7 November 2026.
9 of the 21 named sources read in full publish a figure; 12 publish none, read 7 November 2026.
Saudi Employment Cost Floor, nationality expatriate: median 2 percent across 4 sources, read 7 November 2026.
Saudi Employment Cost Floor, nationality saudi (existing system, registered before 3 Jul 2024): median 11.75 percent across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, nationality saudi: median 11.75 percent across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, registration cohort new system (registered from 3 Jul 2024), from July 2026: median 12.75 percent across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, registration cohort before 3 July 2024 (annuity, per side): median 9 percent across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, registration cohort on or after 3 July 2024 (annuity per side, from 1 July 2026): median 10 percent across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, registration cohort after 3 July 2024: median 10 percent across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, contribution branch unemployment insurance (SANED): median 0.75 percent across 2 sources, read 7 November 2026.
Saudi Employment Cost Floor, contribution branch end-of-service accrual (years 1-5, days per year): median 15 day across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, contribution branch end-of-service: median 15 day across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, contribution branch occupational hazards: median 2 percent across 2 sources, read 7 November 2026.
Saudi Employment Cost Floor, contribution branch occupational hazards (employer only): median 2 percent across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, contribution branch SANED (unemployment, per side): median 0.75 percent across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, contribution branch employee share: median 9.75 percent across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, contribution branch pensions: median 9 percent across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, contribution branch SANED: median 0.75 percent across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, time from July 2026 (new-system Saudi, employer): median 12.75 percent across 1 source, read 7 November 2026.
Saudi Employment Cost Floor, time from July 2026: median 12.75 percent across 1 source, read 7 November 2026.
Cite as: "saudicompanysetupcost.com Saudi Employment Cost Floor", updated 2026-11-08, https://saudicompanysetupcost.com/datasets/saudi-employment-cost-floor/.
Download the CSV (35 rows, computed 2026-11-08)
Get Saudi setup quoted by specialists
Two minutes of questions; up to three UAE and Saudi company set-up agents quote you directly.
Questions this data answers
What does the first employee add to a Saudi entity - GOSI on each side, the Saudization wage threshold that makes a hire count, the expat levy, the iqama and end-of-service?
The Saudi Employment Cost Floor carries 33 published figures read from 9 sources' own pages; the 11 published figures given without a breakdown run from 11.75 to 12.75 percent, read 7 November 2026.
What is the published figure for expatriate in the Saudi Employment Cost Floor?
For expatriate, the median published figure is 2% across 4 figures from the sources' own pages, from 2% to 2%, read 7 Nov 2026.
Where do the figures in the Saudi Employment Cost Floor come from?
Every figure is quoted from its source's own page and dated (last read 7 Nov 2026). 21 named sources were read and 9 publish a figure; the 12 that publish none are recorded as not published, never estimated.